Seniors receive half-price or free admission to most museums in Hong Kong. In addition, seniors can ride the cross-harbor ferry free of charge and receive reduced fares for ferries to the outlying islands, the trams (including the Peak Tram), and the subway system. Some discounts are available to seniors older than 60; others for seniors older than 65. In any case, seniors should carry identification for proof of age and should keep in mind that there are many stairs to climb in Hong Kong, including overhead pedestrian bridges and in subway stations. In addition, remember that it is very hot and humid in summer.

Before leaving home, consider becoming a member of the AARP (formerly known as the American Association of Retired Persons), 601 E St. NW, Washington, DC 20049 (tel. 888/687-2277; www.aarp.org), which brings such benefits as AARP: The Magazine and a monthly newsletter. Anyone 50 and older can join.

If you want something more than the average vacation or guided tour, Elderhostel (tel. 877/426-8056; www.elderhostel.org) arranges study programs for those aged 55 and over (and a spouse or companion of any age) in more than 80 countries around the world. Most courses abroad, which include seminars, lectures, and field trips, last 2 to 4 weeks and many include airfare, accommodations in student dormitories or modest inns, meals, and tuition.